STOP AND THINK – Generally speaking, there are two kinds of tests in life: adversity and prosperity. Of the two, the latter is the more difficult. (Chares Swindoll, American pastor and author)

Everyone would agree, no doubt, that times of adversity are times of testing. You have to have strength of character and conviction to persevere through those difficult times. It is, perhaps, less obvious, that times of prosperity may bring even stronger testing. It is in those periods we are tempted to overlook the critical issues of discipline that bring better results.

Watch out! Be on your guard against all kinds of greed; life does not consist in an abundance of possessions. (Luke 12:15)