If you buy what you don’t need you might have to sell what you do. (Irish proverb)

Our desire for instant gratification sometimes leads us to credit card purchases or taking out a loan to buy something. The promise of an improved model makes ours seem inferior and we hasten to replace it. Suddenly, we’ve overextend ourselves. It’s wise to stop and think before you spend what you don’t have for something you don’t really need.

Whoever loves money never has enough; whoever loves wealth is never satisfied with their income (Ecclesiastes 5:10).